Francine Ray

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I was born and raised in Durham, NC. Graduated from Shaw University with a degree in business administration and constriction in business management.  I am the founder of Operation Under the Bridge. I created this brand while feeding the homeless and people living under the bridges in Durham, NC.  I am a community advocate and also do outreach in the community. 

I have four years’ experience in credit repair. I also have a passion to help others become financially free. I have helped others create credit budgets and reach their savings goals throughout the year. I have knowledge and experience on the home buying process and the steps to achieve home buying goals. I help others reach their goals of becoming financially free. 

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